Ameriabank to offer preferential loans to employees of five segments of Armenia’s market
22.03.2017,
11:16
Ameriabank will offer preferential loans to employees of five segments of Armenia’s market - telecommunication technologies; justice; healthcare; accounting, audit, insurance and credit organizations as well as mining industry and energy, Arman Barseghyan, retail operations director of Ameriabank, told journalists on Tuesday.
YEREVAN, March 22. /ARKA/. Ameriabank will offer preferential loans to employees of five segments of Armenia’s market - telecommunication technologies; justice; healthcare; accounting, audit, insurance and credit organizations as well as mining industry and energy, Arman Barseghyan, retail operations director of Ameriabank, told journalists on Tuesday.
“We offer lower rates to employees of this segment - particularly, loan interest rates for them will range between 15 and 18 percent on the credit lines not secured by cards,” he said.
In particular, he said, Ameriabank offers a credit line or an overdraft equal to the borrower’s eightfold income as well as a consumer loan equal to the 12-fold income.
In his words, Ameriabank provides also other loans at an interest rate 1% lower than the bank’s current rates as well as loans secured by immovable property, including mortgage loans, given that, compared with the bank’s current contracts, loan/mortgage indicator reaches 15%.
Barseghyan said the mentioned category of clients will also enjoy payment card preferences. In particular, ArCa cards will be provided for free, Visa Electron/Cirrus Maestro with AMD 3,000 annual payment for service, Visa/MasterCard Gold without a package at AMD 10,000 and Visa/MasterCard Platinum at AMD 25,000.
Besides, Internet, mobile and telephone banking services will be free for his category of clients.
“We have also tried to simplify solvency assessment procedures, which, in the case of some factors, will need no additional information about income,” Barseghyan said.
Ameriabank CJSC is a universal bank providing investment, corporate and retail banking services in a package.
Ameriabank is the first investment bank in Armenia. It started providing a wide range of innovative banking services in 2007. ($1 – AMD 483.47). --0---
“We offer lower rates to employees of this segment - particularly, loan interest rates for them will range between 15 and 18 percent on the credit lines not secured by cards,” he said.
In particular, he said, Ameriabank offers a credit line or an overdraft equal to the borrower’s eightfold income as well as a consumer loan equal to the 12-fold income.
In his words, Ameriabank provides also other loans at an interest rate 1% lower than the bank’s current rates as well as loans secured by immovable property, including mortgage loans, given that, compared with the bank’s current contracts, loan/mortgage indicator reaches 15%.
Barseghyan said the mentioned category of clients will also enjoy payment card preferences. In particular, ArCa cards will be provided for free, Visa Electron/Cirrus Maestro with AMD 3,000 annual payment for service, Visa/MasterCard Gold without a package at AMD 10,000 and Visa/MasterCard Platinum at AMD 25,000.
Besides, Internet, mobile and telephone banking services will be free for his category of clients.
“We have also tried to simplify solvency assessment procedures, which, in the case of some factors, will need no additional information about income,” Barseghyan said.
Ameriabank CJSC is a universal bank providing investment, corporate and retail banking services in a package.
Ameriabank is the first investment bank in Armenia. It started providing a wide range of innovative banking services in 2007. ($1 – AMD 483.47). --0---
