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Tuesday, July 28, 2026
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Ameriabank's retail loan portfolio exceeds 800 billion drams

28.07.2026, 15:01
Ameriabank's retail loan portfolio has grown by 11% since the beginning of 2026 and exceeded 800 billion drams as of June 30, reported Ameriabank's Director of Retail Banking, Arman Barseghyan.
Ameriabank's retail loan portfolio exceeds 800 billion drams
YEREVAN, July 28. /ARKA/. Ameriabank's retail loan portfolio has grown by 11% since the beginning of 2026 and exceeded 800 billion drams as of June 30, reported Ameriabank's Director of Retail Banking, Arman Barseghyan.

"The bank's mortgage portfolio increased by 12% over the same period and exceeded 400 billion drams for the first time. Over the past five years, our loan portfolio has grown by an average of 30% per year," Barseghyan said at a press conference on Tuesday.

Responding to a question from ARKA, he said that mortgages and consumer loans accounted for the bulk of the growth in the retail loan portfolio.

According to Barseghyan, the share of non-performing loans remains insignificant. He did not provide a specific figure.

Commenting on the slowdown in mortgage lending, Barseghyan stated that he does not consider it a problem, as purchasing real estate in Armenia remains attractive.

About Ameriabank

Ameriabank is a leading financial technology institution and a significant player in Armenia's economic sector. As part of its digital transformation strategy, the bank introduces and continuously improves unique products, services, and innovative platforms aimed at meeting the financial and non-financial needs of individuals. Developing as a dynamic fintech environment, Ameriabank offers comprehensive solutions that improve quality of life.

The bank's activities are regulated by the Central Bank of the Republic of Armenia.