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About 10% of Armenian citizens have submitted income declarations
... involved in entrepreneurial activity. At the second stage, from 2024, declarations were filled out by hired workers in the private sector and employees who received income under civil law contracts. From 2025, declarations will have to be submitted by all those ... ... evasion and lateness, fines are provided - 50 thousand drams for entrepreneurs, 5 thousand drams for other citizens. About social loans in Armenia The system of "social loans" assumes compensation of citizens' expenses in two major areas - in the spheres ...
06/16/2025Head of the Central Bank of Armenia named two main risks to financial stability
... growth rates are considered to be predominant compared to inflation risks. The materialization of these risks may also affect Armenia's internal macro-financial environment, which will lead to risks of slower economic growth, an increase in the debt burden of the private sector and related credit losses," Galstyan said. In the context of the second risk, the head of the Central Bank noted that ... ... and a downward trend, could create a risk of excess supply. "At the same time, a large-scale increase in the volume of loans provided to the construction sector could signal a possible replacement of sources of financing for projects in the sector,...
06/11/2025A slowdown in activity is possible in the Armenian real estate market - Martin Galstyan
... formation of risks of excess supply in the real estate market. "At the same time, a significant increase in the volume of loans provided to the construction sector may signal a possible replacement of funding sources, accumulation of debt burden and associated credit risk," he said. According to Armstat, 20,573 transactions were made in the real estate market in Armenia in April 2025, compared to 20,988 transactions in April 2024 and 19,345 transactions in March 2025. By transaction type,...
06/11/2025Bank lending to the Armenian economy showed a significant increase of 25.5% in 2024 - Central Bank head
... continued to decline and remained below average levels. However, due to the possible accumulation of risks in individual lending sectors and the current high global uncertainty, credit risk remains dominant,” Galstyan said. Answering a question from ARKA agency, he explained that the share of non-performing loans in the total portfolio is 1.2% According to the Union of Banks of Armenia, the loan portfolio of the RA banking system increased by 1.2 billion drams or 24% to 6.4 billion drams in 2024. ($1 - ...
06/11/2025Unibank Sponsors the “Yerevan Dialogue” International Forum
... which brought together leaders from government, finance, civil society, and the tech sector. The session focused on the complexities of regulating the digital economy and... ... session was moderated by Viktoria Poghosyan, Director of External Affairs, Philip Morris Armenia. In his address, Ararat Ghukasyan spoke on the convergence of digital finance... ... collaboration across the industry and broader society.” As a leader in the number of POS loans in Armenia, Unibank applies AI-driven credit scoring technology in its consumer...
05/30/2025No Criminal Charges for Income Declaration Violators
... delay, fines are provided - 50 thousand drams for entrepreneurs, 5 thousand drams for other citizens. About social loans in Armenia The system of "social loans" assumes compensation for citizens' expenses in two major areas - in the fields of education and healthcare, due to ... ... of the income tax they previously paid. The limits on the amount of refundable funds are set, respectively, in the education sector - up to 100 thousand drams, healthcare - up to 50 thousand drams per year for each working family member. Recently, the ...
05/22/2025Ameriabank partners with EBRD to support Armenian businesses through RSF framework
... core financing frameworks, dedicated to supporting and developing local private companies. The EBRD offers partner banks funded or unfunded risk participation mechanisms in foreign or local currency by co-financing and guaranteeing the partner bank’s loans to eligible companies. The EBRD is one of the largest institutional investors in Armenia, having invested more than €2.5 billion in the country across 224 projects, with the majority of that investment going to the private sector. Ameriabank is the largest lender to Armenia’s economy with a total gross loan portfolio of AMD 1.3 trillion, including an SME gross portfolio of AMD 270 billion, according to the 2024 year-end results. About Ameriabank Ameriabank is a leading ...
05/15/2025Banks and SMEs discuss prospects for cooperation (VIDEO)
... past year, and plan for future work. YEREVAN, April 4. /ARKA/. The Union of Armenian Banks, in collaboration with the German-Armenian Fund, brought together representatives of the financial sector to conduct an important dialogue between banks and SMEs, summarize the past year, and plan for future work. Acba Bank, ... ... of our country," said Suren Oganesyan, Head of the Branch Management Department at Acba Bank. "The total amount of loans issued by banks stands at 6.4 trillion drams, of which 3.1 trillion drams were loans issued to businesses, and half of that ...
04/04/2025Armenian government rejects the opposition's proposal to abolish the universal income declaration system
... (shareholders, members, etc.); beneficiaries of the law on combating money laundering and terrorist financing; and recipients of loans or credits exceeding 20 million drams. At the second stage, starting in 2024, the system will extend to citizens employed under an employment contract (in the private sector) or a civil law contract. By 2025, all citizens and residents of Armenia who are not part of these two groups will be required to submit declarations. Citizens must submit their declarations ...
03/13/2025Economic changes in Russia could hit Armenian builders – head of Central Bank
... Central Bank of Armenia. YEREVAN, February 5. /ARKA/. The economic processes taking place in Russia may also affect construction workers who have migrated from Armenia to Russia in search of work, said Martin Galstyan, Chairman of the Central Bank of Armenia. He specifically mentioned the high interest rate of 30% for loans as one of the reasons for this development, which makes business financing, including in the construction sector, unprofitable. "The second factor that could have a significant impact is the withdrawal of preferential mortgage programs from the market. In this context, we expect a slowdown in the construction sector. These phenomena, along with the overall ...
02/05/2025Ameriabank raises EUR 105 million from European Investment Bank for SME financing
... European Investment Bank (EIB Global), which is the largest direct loan ever provided by EIB Global to a South Caucasus bank. This loan agreement emphasizes the mutual commitment of Ameriabank and EIB to stimulate economic development through private sector growth and support Armenia's transition to a green economy, Ameriabank said in a press release. Through this deal, Ameriabank will offer affordable loans to micro, small and mid-cap companies, enabling them to invest in business growth, competitiveness and sustainable initiatives. At least 20% of the funds will be used to finance green projects aimed at incentivizing environmental protection and ...
02/03/2025Pashinyan was unable to immediately fill out his income declaration
... accessibility of the universal declaration system. YEREVAN, January 21. /ARКА/. Armenian Prime Minister Nikol Pashinyan convened today a meeting to look into the accessibility... ... for 2024 regarding the interest on the deposit he has in the bank and the number of loans. According to him, he did not have this data o complete his declaration. The system... ... second stage, from 2024, declarations were filled out by hired workers in the private sector and employees who received income under civil law contracts. From 2025, declarations...
01/21/2025Construction sector in Armenia up 14.9% in 11 months to AMD 567bn
... over 567 billion drams (in current prices), according to the National Statistical Committee. YEREVAN, 14 January. /ARKA/. Armenia's construction sector in January-November 2024 grew by about %15% year-on-year to over 567 billion drams (in current prices), according to the ... ... worth construction- by population,, 45.3% increase. Some 43 billion drams worth construction was financed through international loans, a 59.6% growth. Over 5 billion drams worth construction was financed by World Bank loans, ,over 6 billion drams worth construction ...
01/14/2025Ameriabank Named Armenia’s Best Bank for Real Estate by Euromoney
... a 21.3% share of the Armenian mortgage market as of June 2024. The publication highlights that this success is closely tied to the growth of MyHome.am , the digital mortgage platform, which allows users to search for properties and secure mortgage loans entirely online. A first in Armenia’s banking sector, the platform facilitates everything from property search to contract signing. Over AMD 18 billion in loans were issued on the portal over the review period, amounting to 50% of Ameriabank’s mortgage loan portfolio in the primary market, up from ...
11/29/2024Ardshinbank participates in Banking Forum 2024
... partnerships. The event was attended by representatives of commercial banks, the government of Armenia, the Central Bank of Armenia, international financial organizations, and the banking sector of Georgia. During the forum, topics such as compliance risk, access to correspondent accounts and capital markets, as ... ... previously one of many important regulatory and compliance functions, it is now part of the business model at Ardshinbank: green loans, green bonds, energy efficiency, waste management and much more. Ardshinbank is also the pioneer in the Armenian market ...
11/12/202443 billion drams allocated for five agricultural programs in Armenia in 2025- Papoyan
... Minister of Economy Gevorg Papoyan. YEREVAN, November 5. /ARKA/. In 2025, 35 initiatives are planned in the agricultural sector, worth 43 billion drams, under five programs, said Armenian Minister of Economy Gevorg Papoyan. "The majority of the ministry's budget will be allocated to agriculture," ... ... at 11.9 billion drams. "Under this program, 3.7 billion drams are planned to be allocated to subsidize interest rates on loans provided for the procurement of agricultural raw materials (grapes, milk, livestock, chinchilla), as well as to subsidize ...
11/05/2024Buying a home has never been easier: Ameriabank presents MyHome ecosystem at TOON EXPO 2024
... inclusive. ‘We are participating in TOON EXPO 2024, presenting the MyHome ecosystem - our types of mortgage and investment loans that allow purchasing property in Yerevan, the regions and abroad. They are available to both residents of Armenia and our Diaspora compatriots. We will also present all the state support programs that Ameriabank has joined and which ... ... According to him, there are more than 1000 flats on the secondary market and the bank cooperates with reputable companies in this sector. Automated solutions related to the secondary property market will be introduced in the nearest future. ‘By becoming ...
10/25/2024US DFC corporation to help develop capital market in Armenia
... Minister the perspectives of Armenia's capital market development. The importance of implementation of large investment projects in Armenia was also raised. About DFC Corporation The United States International Development Finance Corporation (DFC) is a ... ... invests in development projects primarily in lower and middle-income countries. DFC's lending capacity is used to provide loans, loan guarantees, direct equity investments, and political risk insurance for private-sector led development projects, feasibility studies, and technical assistance. [ DFC invests across several sectors including ...
10/23/2024EU to provide Armenia with another 30 million euros to help Karabakh refugees and promote reforms
... important role in developing business ties with the EU, diversifying Armenia's economy, ensuring sustainable economic development in the region and in the world,’ the EU ambassador said. According to him, the EU has invested more than 600 million euros in Armenia in the form of grants and loans within the framework of the economic and investment programme, which were aimed at the development of infrastructure, private sector and green economy, forming an investment-friendly platform. ‘We are also working with Armenia in the field of nuclear and aviation security. These are the results of our joint work,’ Maragos emphasised.-0-
10/12/2024Armenia's construction sector grows by 16.2% to 330.7bn drams in 8 months
Armenia's construction sector grew by 16.2% in January-August 2024 compared to the same period of 2023 and totalled over AMD 330.7 billion (in ... ... year-on-year), while construction financed by individuals rose 70% to AMD 82.5 billion. Construction financed by international loans totalled 27.3 billion drams with a growth of 83.2%. Construction financed by the World Bank credits totalled 3.4 billion ...
10/08/2024Analysing the company: a guide for the investor
... value of one share by the number of securities in circulation. Debt - the company's loans and borrowings. It is necessary to pay attention to short-term, long-term and... ... rather than share them with investors. In contrast, stocks of companies from stable sectors are often dividend-paying. They avoid serious downturns, but are less promising... ... framework of the joint project ‘The Year of Investing in Oneself’ by ARKA, AMI Novosti-Armenia news agencies and Freedom Broker Armenia .
09/12/2024Construction volume in Armenia up 16.1% to AMD 259bn in 7 months
... (in current prices), according to the National Statistical Committee (NSC). YEREVAN, 6 September. /ARKA/. Armenia's construction sector in the first 7 months of 2024 grew by 16.1% year-on-year to about AMD 259.4 billion (in current prices), according to the ... ..., while individual construction amounted to 68 billion drams, up 64.9%. The volume of construction financed by international loans was 21.4 billion drams, up 2.1 times compared to the first seven months of 2023. The volume of construction financed by ...
09/06/2024Armenia's construction sector grows by 15.7% to over 202 billion drams in January-June
..., up 15.7% compared to the same period of 2023, the National Statistical Committee reported. YEREVAN, August 8. /ARKA/. Armenia's construction sector grew to over 202 billion drams (in current prices) in the first six months of 2024, up 15.7% compared to the same period ... ... billion drams (down 6.5%). Construction financed by the population increased by almost 59% to 54.6 billion drams. The World Bank loans financed construction worth 2 billion drams, the European Bank for Reconstruction and Development – 723 million drams,...
08/08/2024Ardshinbank joins Partnership for Carbon Accounting Financials
... collaboration between financial institutions to enable harmonized assessments and disclosures of greenhouse gas emissions financed by loans and investments. With more than 480 financial institutions from six continents, the group is rapidly expanding in North ... ... Joining PCAF allows Ardshinbank to set more informed and ambitious climate targets, demonstrating our leadership in the financial sector’s transition to a low-carbon economy, the bank said in a press release. “I am pleased to announce that Ardshinbank ...
06/18/2024Armenia's construction sector grew by 13.7% to 107.8bn drams in January-April
... 2024, up 13.7% compared to the same period of 2023, the National Statistical Committee reports. YEREVAN, 6 June. /ARKA/. Armenia's construction sector grew to 107.8 billion drams (in current prices) in the first four months of 2024, up 13.7% compared to the same period ... ... (decrease by 7.4%). The construction financed by the population increased by almost 60% to 33.2 billion drams. The World Bank loans financed construction worth 1.2 billion drams, the European Bank for Reconstruction and Development - 324.3 million drams,...
06/06/2024Second tranche of loan for development of MSMEs provided to Ardshinbank by EBRD and EU
... in sustainable technologies, as well as towards health and safety. All financed sub-loans are expected to align with the EBRD's Green Economy Transition (GET) initiative... ... completion of their investment projects. "Signing a contract with the largest bank in Armenia is the best way to conclude our business forum. I consider the cooperation between... ... the European Bank for Reconstruction and Development and the European Union. The MSME sector is extremely important for the development of the Armenian economy, for promoting...
05/21/2024Acba Bank to allocate 50 million euros for development of SMEs in Armenia
... been cooperating with EBRD for about 25 years. Today we signed an agreement to provide loans in accordance with our procedures, but we share half of the risk with EBRD. This... ... global financial problems. Acba Bank is the absolute leader in financing the rural sector. It and the European Bank for Reconstruction and Development have been cooperating... ... Reconstruction and Development has invested more than 2.1 billion euros in 211 projects in Armenia. Acba Bank is controlled by the Central Bank of Armenia. -0-
05/17/2024EBRD and EU boost funding for Armenian firms via Inecobank
... and Development (EBRD) and the European Union (EU) are stepping up their support for Armenian micro, small and medium-sized enterprises (MSMEs) to help them become more... ... enhance product quality and bolster health-and-safety measures. At least 70 per cent of loans provided to Ineco Bank will be allocated towards funding investments in green... ... Armenia, Inecobank is a longstanding EBRD partner with a strong portfolio of private-sector funding. To date, the EBRD has invested more than €2.1 billion through 211...
05/16/2024EBRD is providing US$ 10 million financial package to ArmSwissBank for on-lending to Armenian MSMEs
... their production facilities and processes to EU standards. At least 70 per cent of the loans will go to support the green transition. Borrowers will receive incentive grants... ... European Union under its EU4Business initiative. This is the ninth project signed in Armenia under this programme, opening the door for more local businesses to benefit... ... access to finance for local MSMEs, the primary source of employment in the private sector and a significant contributor to Armenia's economy. ArmSwissBank will broaden...
05/16/2024Construction sector in Armenia up 10.8% to 41.6 bln AMD in 2 months
Armenia’s construction sector grew by 10.% in the first two months of 2024 from the same time span of 2023 amounting to over 41.5 billion drams (in ... ... worth construction was financed by individuals, 23.6% increase. Some 443 million drams construction was funded by World Bank loans , the European Bank for Reconstruction and Development loans were used to finance 175.3 million drams worth construction ...
04/08/2024Capitalization of Armenian banks is at historical maximum - Central Bank
... set the countercyclical capital buffer (CCB) at 1.5% on July 5, 2023, keeping it at that level in January this year, "as analysis of the average annual growth rate of consumer loans over the past three years, the decline in the ratio of consumer loans to GDP amid relatively high GDP growth rates indicate that the sector is not currently at significant risk." ARKA and Novosti-Armenia news agencies are media sponsors of the conference. ($1 - AMD 402.9) -0-.
03/14/2024Armenia’s construction sector up 9.5% in January 2024
... 17.6 billion drams (in current prices), according to the National Statistical Committee (NSC). YEREVAN, March 6. /ARKA/. Armenia’s construction sector grew by 9.5% in the first month of 2024 as opposed to the first month of 2023 to about 17.6 billion drams (in current prices),... ... construction was financed by individuals, up 49%. Besides, 306.7 million drams worth construction was financed by World Bank loans, 471 million drams worth construction was financed by the Asian Development Bank, 111.8 million drams worth construction ...
03/06/2024Expert: Armenia has investment capital of several billion dollars; the problem is lack of good investment projects
... $11.4 billion. "The equity capital of banks is $3.6 billion, which also needs to be invested. The banks have raised soft loans from various international organizations, which are placed. Pension funds manage over $2 billion in assets which are also invested. There are also credit, insurance, investment companies ... There are no problems with money in Armenia: if a good and reliable investment project is developed, it will have no problems with financing," he said. According to Zakharyan, the most promising sectors for investments are construction, services, including financial services. "Naturally, the financial sector and IT ...
03/05/2024Ameriabank remains the leader in Armenia's mortgage market with 21% share
... with a 21.3% share as of December 31, 2023. YEREVAN, February 16. /ARKA/. Ameriabank remains the absolute leader in the Armenian banking sector in terms of mortgage loan portfolio with a 21.3% share as of December 31, 2023. In 2023, Ameriabank's mortgage portfolio ... ... amounting to over AMD 233 billion as of December 31, 2023. It should be noted that over the same period, more than 45% of mortgage loans issued for purchase of apartments in the primary market were provided by Ameriabank online. It is noteworthy that in December ...
02/16/2024Ardshinbank announces agreement to acquire HSBC Armenia
Ardshinbank, the largest Armenian banking group, is today announcing it has reached a binding agreement with ... ... employees. As at December 31, 2023, HSBC Armenia had total assets of c. AMD290bn, customer loans of c. AMD185bn and c. AMD200bn in customer deposits. The transaction is subject... ... international capital markets. Ardshinbank is committed to invest in the alternative energy sector, further advancing the bank’s journey towards green banking. The bank’s operational...
02/06/2024Fitch says there are signs of overheating in Armenia's residential property market
... by 4.6pp from end-2022 to 50.5% in 2023, Fitch ratings says in a report. YEREVAN, January 29. /ARKA/. Armenia's banking sector is marked by relatively high dollarization, although deposit dollarisation had fallen by 4.6pp from end-2022 to 50.5% in 2023, Fitch ratings says in a report. It says loan dollarization remains largely stable at 34.7%, despite Central Bank of Armenia phasing out new FX mortgages in 3Q23. Demand for FX loans from private non-financial corporations remains high, reaching 19.3% yoy as of November 2023, mainly due to their lower ...
01/29/2024Armenia’s construction sector up 15.6% in January-November 2023
Armenia’s construction sector grew by 15.6% in the first 11 months of 2023 from the first 11 months of 2022 to about 493 billion drams (in current prices),... ... construction was financed by individuals, up 12%. Besides, about 5.5 billion drams worth construction was financed by World Bank loans, 834 million drams worth construction was financed by the EBRD, over 4.4 billion drams worth construction was financed by ...
01/11/2024A website and an application for citizens to declare their income will be launched in Armenia
... minister explained. Hovhannisyan also touched upon the benefits for citizens paying off loans. "Persons who submitted the declaration and made certain expenses for education... ... the minister said. The system of universal income declaration has been in effect in Armenia since 2023 only for civil servants and deputies. The system will be introduced... ... activities. In the second stage, from 2024, declarations will have to be filed by private sector employees and employees receiving income under civil law contracts. From 2025...
12/28/2023VTB (Armenia) launches "Express" loan for small businesses
... "Express" loans provided in the national currency, the bank's press service said today. YEREVAN, December 21. /ARKA/. VTB (Armenia) small business clients can now apply for "Express" loans provided in the national currency, the bank's press service said today. It said the funds are provided for current activities,... ... with repayment period from 12 to 60 months. The decision is made within 2 working days. "Small business is an important sector for the development of the country's economy. This is the segment that adapts most quickly to economic changes and is not ...
12/21/2023Electric Networks of Armenia for the first time issues AMD 32 bln bonds
The Electric Networks of Armenia (ENA) cjsc for the first time issued 320,000 bonds worth AMD 32 bln. YEREVAN,... ... development of capital markets in Armenia. The purpose of the issue is to refinance ENA’s loans, as well as to continue the investment program aimed at reducing electricity losses... ... into the market is a vivid example of cooperation between the state and the private sector. "It is noteworthy that after the Warsaw Stock Exchange acquired the Armenian...
12/19/2023Armenia’s construction sector up 16.4% in January-October 2023
Armenia’s construction sector grew by 16.4% in the first 10 months of 2023 from the first 10 months of 2022 to over 418,3 billion drams (in current ... ... construction was financed by individuals, down 1.2%. Besides, about 4.7 billion drams worth construction was financed by World Bank loans, 820.6 million drams worth construction was financed by the EBRD, about 3.7 billion drams worth construction was financed ...
12/06/2023Some 6,800 households in Armenia received subsidies for energy-efficient housing renovation
Some 6,800 households in Armenia took advantage of a government-designed plan subsidizing loans for renovating apartments and private houses to make them more energy efficient YEREVAN, November 30. /ARKA/. Some ... ... implementation of the program will contribute to the reduction of energy costs, as well as will give a push to the construction sector," Abrahamyan assured. According to him, 13 banks and 14 credit organizations, as well as international financial organizations,...
11/30/2023Ameriabank-financed green energy projects reduce CO2 emissions in Armenia by more than 57,000 tons
... carbon-neutral economy. Back in 2020, the bank issued and placed green bonds worth 42 million euros, which was the first such program in Armenia," he said. Arakelyan noted that today the bank has agreements for green loans worth AMD 46 billion, about 50% of which have already been placed in the field of clean energy production. As of September 30 this year, the market share of Ameriabank's loan portfolio in the energy sector was 33% (over AMD 35 billion). "Now we are also implementing several major projects, which will significantly increase ...
11/29/2023Germany to provide 84.6 million euros in assistance to Armenia
The government of Germany will provide additional assistance to Armenia (grants and loans) to the tune of 84.6 million euros, Economy Minister Vahan Kerobyan said at a press conference today following two-day Armenian-German ... ... German Ministry of Economic Development and Cooperation Nils Annen noted that the investments in Armenia’s renewable energy sector will reduce the price of electricity. "We will pay great attention to strengthening Armenia's energy independence,...
11/22/2023Armenia’s construction sector up 17% in January-September 2023-NSC
Armenia’s construction sector grew by 17% in the first nine months of 2023 from the first nine months of 2022 to 349.3 billion drams (in current prices),... ... construction was financed by individuals, down 3.7%. Besides, about 3.5 billion drams worth construction was financed by World Bank loans, 686 million drams worth construction was financed by the EBRD, about 2.9 billion drams worth construction was financed ...
11/07/2023Armenia’s construction sector up 17.3% in January-August 2023-NSC
Armenia’s construction sector grew by 17.3% in the first eight months of 2023 from the first eight months of 2022 to about 283.6 billion drams (in current ... ... construction was financed by individuals, down 3.7%. Besides, over 2.5 billion drams worth construction was financed by World Bank loans, 684 million drams worth construction was financed by the EBRD, over 2.3 billion drams worth construction was financed by ...
10/09/2023Armenia’s construction sector up 17.2% in January-July 2023-NSC
Armenia’s construction sector grew by 17.2% in the first seven months of 2023 from the first seven months of 2022 to about 222.5 billion drams (in current ... ... construction was financed by individuals, down 4.1%. Besides, about 1.9 billion drams worth construction was financed by World Bank loans, 415.7 million drams worth construction was financed by the EBRD, over 1.5 billion drams worth construction was financed ...
09/07/2023First in Armenia: Ameriabank’s Mortgage Portfolio Goes Past AMD 200B
... loan portfolio. . YEREVAN, August 31. /ARKA/ For around 6 years, Ameriabank has retained absolute leadership in the Armenian banking sector by mortgage loan portfolio. In H1 2023, Ameriabank’s mortgage portfolio increased by more than AMD 23B to a total of ... ... thus becoming the first in the market to go past the mark of AMD 200B. For the same period, over 40% of Ameriabank’s mortgage loans for the purchase of apartments from developers were provided online. Last year Ameriabank launched Estate.ameriabank.am ...
08/31/2023S&P Upgrades Ameriabank to 'BB-', Outlook Stable
... retain its leading market position in Armenia (it is the largest domestic lending institution with a market share of about 19% of loans at June 30, 2023), leveraging on its digital channels and diversifying further into the retail and small and midsize enterprise ... ... The stable outlook reflects S&P’s view that over the next 12-18 months Ameriabank will maintain its leading positions in the Armenian banking sector and manage its expected strong lending growth while maintaining stable capital buffers. About Ameriabank Ameriabank is ...
08/30/2023Armenia’s construction sector upы 17% in January-June 2023
Armenia’s construction sector grew by 17% in the first six months of 2023 from the first six months of 2022 to over 174.1 billion drams (in current prices),... ... construction was financed by individuals, up 3.3%. Besides, over 1.3 bmillion drams worth construction was financed by World Bank loans, 415.7 million drams worth construction was financed by the EBRD, over 1 billion drams worth construction was financed by ...
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